Terms & Conditions

TERMS & CONDITIONS — Pantheris Insurance Group, LLC
Effective Date: January 13, 2026

These Terms and Conditions (“Terms”) govern your access to and use of pantheris.com (the “Website”), operated by Pantheris Insurance Group, LLC (“Pantheris,” “we,” “our,” or “us”). By accessing or using the Website, you agree to these Terms. If you do not agree to these Terms, do not use the Website.

Company Information
Pantheris Insurance Group, LLC
80 SW 8th St, Suite 2026, Miami, FL 33130
Phone: (800) 400-2773
Email: info@pantheris.com

‍Website Use
You agree to use this Website only for lawful purposes and in a manner that does not violate any applicable laws or regulations. You agree not to attempt to gain unauthorized access to the Website or related systems, interfere with the Website’s security or operation, transmit harmful code, or submit false or misleading information.

No Guarantee of Coverage or Rates
Information on this Website is provided for general informational purposes only and does not constitute insurance advice, a binding quote, an offer of coverage, or a guarantee of any premium. All quotes and coverage decisions are subject to insurance carrier underwriting guidelines, eligibility requirements, verification of the information provided, availability of coverage, and final carrier approval. Submitting information through the Website does not guarantee that coverage will be issued.

Quote Requests and Submitted Information
If you request a quote or otherwise provide information through the Website, you represent that the information you provide is accurate and complete to the best of your knowledge. You understand that inaccurate, incomplete, or outdated information may affect eligibility, pricing, or coverage. You authorize Pantheris to use and share relevant information with insurance carriers and service providers as reasonably necessary to provide quotes, issue policies when requested and approved, and service policies.

SMS/Text Messaging Terms
The Website is publicly accessible and provides customers instructions on how to text Pantheris Insurance Group, LLC first. Customers may initiate SMS communication by texting (800) 400-2773. By texting us, you agree you may receive SMS messages related to insurance quotes and follow-ups for auto, homeowners, renters, and commercial insurance; policy updates and renewal reminders; requests for information needed to complete quotes; appointment confirmations; and customer service communications. Message frequency varies based on your interaction. Message and data rates may apply. You can opt out at any time by replying STOP, and you may receive one final confirmation message. For help, reply HELP or contact us at (800) 400-2773. Privacy Policy: https://pantheris.com/privacy-policy.

Terms & Conditions: https://pantheris.com/terms-and-conditions.

Intellectual Property
All content on the Website, including text, graphics, logos, and other materials, is owned by or licensed to Pantheris and is protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from Website content without written permission from Pantheris, except as allowed by law.

Third-Party Links
The Website may contain links to third-party websites for convenience. Pantheris does not control and is not responsible for third-party content, terms, privacy policies, or practices. Accessing third-party sites is at your own risk.

Disclaimer of Warranties
The Website is provided on an “as is” and “as available” basis. Pantheris makes no warranties or representations, express or implied, regarding the Website’s availability, accuracy, reliability, or fitness for a particular purpose.

Limitation of Liability
To the fullest extent permitted by law, Pantheris Insurance Group, LLC will not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of, or inability to use, the Website, including claims related to errors, omissions, interruptions, delays, or loss of data.

Indemnification
You agree to indemnify and hold harmless Pantheris Insurance Group, LLC and its owners, employees, contractors, and service providers from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your use of the Website, your violation of these Terms, or your submission of false or misleading information.

Changes to These Terms
Pantheris may update these Terms from time to time. Updates will be posted on this page with a revised effective date. Your continued use of the Website after changes are posted constitutes your acceptance of the updated Terms.

Governing Law
These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles. Any disputes related to these Terms or the Website will be brought in the state or federal courts located in Florida, and you consent to jurisdiction in those courts.

Contact
If you have questions about these Terms, contact:
Pantheris Insurance Group, LLC
80 SW 8th St, Suite 2026, Miami, FL 33130
Phone: (800) 400-2773
Email: info@pantheris.com