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Homeowners Insurance.
“We believe good coverage is invisible until you need it — and unstoppable when you do.”
Protection that safeguards your home, belongings, and peace of mind.
Homeowners Insurance provides comprehensive protection for one of life’s most important investments. Coverage is structured to protect the home, personal property, and liability exposures arising from unexpected events such as fire, theft, storms, or accidents. With access to leading carriers and tailored program options, clients receive solutions that balance coverage, cost, and confidence—ensuring their homes and families remain protected year after year.
Homeowners Insurance Areas of Specialty.
Comprehensive coverage for owner-occupied homes, protecting the structure, personal belongings, and personal liability from a wide range of everyday risks.
Programs designed for seasonal and secondary residences, ensuring consistent protection even when the property is unoccupied for extended periods.
Tailored solutions for luxury and high-value properties, offering broader limits, customized coverage options, and access to specialized carriers.
Coverage structured to protect interior finishes, personal property, and liability, coordinated with association master policies for seamless protection.
Programs for landlords and property owners to protect against damage, loss of rental income, and liability associated with tenant occupancy.
Coverage for homes in hurricane, flood, or wildfire zones, providing stability through carriers experienced in managing complex regional exposures.
Custom programs for unique properties or circumstances, including short-term rentals, historic homes, and high-risk locations.
Protection for newly built homes from the moment of completion, covering structural integrity, materials, and builder-related exposures.
Specialized coverage for homes temporarily unoccupied due to renovations, transitions, or pending sales, protecting against fire, vandalism, and other risks.
Programs designed for small multi-unit dwellings, offering property and liability protection for both owner-occupied and tenant-occupied spaces.
We offer coverage solutions across industries, from construction and transportation to healthcare and hospitality.
Every policy is structured to match the unique exposures and needs of each client.
Strong carrier relationships allow us to place even the most complex casualty risks.
You have questions, we have answers.
We provide solutions for a wide range of risks, including catastrophe-exposed locations, frame construction, renovations, hospitality properties, energy operations, and more.
Absolutely. We cover upstream, midstream, downstream, utilities, solar, and other energy sectors, with tailored property solutions that evolve with the industry.
Yes. We design comprehensive, cost-effective property insurance solutions for municipalities, government agencies, educational institutions, and other public entities.
Yes. Our builders risk and construction property solutions protect projects of all sizes—from renovations to large developments—against job-site losses.
Parametric insurance helps address catastrophe-driven risks that don’t involve direct physical damage, offering products such as flood coverage designed for specific needs like golf courses.
We offer inland marine and transportation coverage for truck fleets, rail, container shipping, and aviation, ensuring valuable cargo is protected from origin to destination.
Securing Comprehensive Protection for a High-Value Coastal Residence.
A homeowner with a luxury coastal property faced difficulty obtaining full replacement coverage after multiple carriers reduced capacity in the region due to recent hurricane activity. The client required a policy that not only met the property’s true rebuild value but also included protection for fine art, jewelry, and other high-value assets within the home.
By accessing specialized high-net-worth markets, a tailored program was developed to combine dwelling, contents, and liability protection under one seamless policy. The placement included extended replacement cost, wind and flood coverage, and risk mitigation resources such as inspection and loss prevention services. The client secured comprehensive protection without sacrificing coverage limits—ensuring lasting peace of mind and long-term insurability for their home.