
Public entities face unique challenges that require balancing fiscal responsibility with the duty to serve communities. From municipal operations and educational institutions to utilities and transportation systems, each organization manages a wide range of risks—including property loss, employee injury, and public liability.
With access to specialized public sector markets and deep program experience, insurance solutions are structured to safeguard assets, maintain continuity, and support public trust.
Comprehensive programs protecting cities, towns, and counties from property, liability, and employment-related exposures.
Coverage for K–12 schools, universities, and districts addressing facility damage, student safety, and educator liability.
Tailored protection for fire, police, and emergency services including auto, professional, and workers’ compensation coverage.
Programs addressing infrastructure damage, service interruption, pollution liability, and employee safety risks.
Insurance for public transit agencies covering fleet, passenger liability, and property exposures.
Coverage for publicly funded housing organizations and community service programs addressing property and liability risks.
Protection for construction, maintenance, and engineering operations involving roads, bridges, and public facilities.
Programs structured for collaborative entities managing parks, fire protection, or other regional services requiring shared liability solutions.
Our team leverages industry data and advanced modeling tools to evaluate project exposures and cost drivers—delivering more accurate risk assessments and competitive pricing for complex construction operations.
From managing builder’s risk claims to resolving contractor liability disputes, our specialists engage early and advocate throughout the process to ensure efficient resolution and minimal disruption to ongoing projects.
Access to legal and contractual support helps clients navigate hold harmless agreements, certificates of insurance, and state compliance—protecting both contractors and project owners before work begins.
We provide solutions for a wide range of risks, including catastrophe-exposed locations, frame construction, renovations, hospitality properties, energy operations, and more.
Absolutely. We cover upstream, midstream, downstream, utilities, solar, and other energy sectors, with tailored property solutions that evolve with the industry.
Yes. We design comprehensive, cost-effective property insurance solutions for municipalities, government agencies, educational institutions, and other public entities.
Yes. Our builders risk and construction property solutions protect projects of all sizes—from renovations to large developments—against job-site losses.
Parametric insurance helps address catastrophe-driven risks that don’t involve direct physical damage, offering products such as flood coverage designed for specific needs like golf courses.
We offer inland marine and transportation coverage for truck fleets, rail, container shipping, and aviation, ensuring valuable cargo is protected from origin to destination.
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