%20(1).png)
General Liability.
“We believe everyone deserves to feel confident, protected, and secure.”
.jpg)
Tailored coverage backed by access to top carriers.
With a nationwide network of specialists, collaboration drives everything we do. Pantheris offers trusted guidance, access to top carriers, and creative program structures that help secure coverage for even the most complex general liability needs—delivering expertise, service, and results from start to finish.
General Liability Areas of Specialty.
From residential builders to commercial contractors and specialty trades, tailored general liability programs provide primary, excess, and customized coverage to protect professionals from job site exposures, third-party claims, and unexpected project risks.
As the energy sector continues to evolve, specialists monitor industry shifts to design general liability programs for upstream, midstream, downstream, utility, and supporting operations—providing comprehensive protection for complex and high-exposure environments.
Environmental and pollution exposures vary by region and industry. With insight into local challenges and carrier appetites, tailored general liability solutions are structured to address specific risks and provide the right level of protection for each client.
Expertise, collaboration, and innovative program design drive tailored general liability solutions for a wide range of healthcare organizations—helping protect providers, facilities, and related services in a rapidly evolving industry.
General liability programs are designed to address the unique risks of hotels, restaurants, venues, and entertainment operators—offering tailored protection for guest safety, premises liability, and event-related exposures.
General liability coverage is crafted to protect manufacturers, distributors, and suppliers from product-related exposures, third-party claims, and operational risks—supporting businesses across a wide range of industries and supply chains.
General liability solutions are structured to meet the complex needs of municipalities, educational institutions, and other public entities—addressing exposures related to operations, facilities, employees, and community interactions.
General liability programs are designed to protect owners, developers, and property managers from premises-related exposures, tenant and visitor claims, and other operational risks across residential, commercial, and mixed-use properties.
General liability coverage is structured to support companies involved in logistics, trucking, and fleet operations—addressing exposures related to facilities, loading and unloading, and third-party interactions across every stage of transit.
Specialized general liability solutions are available for unique or hard-to-place risks, offering customized program structures and flexible coverage options designed to meet complex operational or industry-specific exposures.
We offer coverage solutions across industries, from construction and transportation to healthcare and hospitality.
Every policy is structured to match the unique exposures and needs of each client.
Strong carrier relationships allow us to place even the most complex casualty risks.
You have questions, we have answers.
We provide solutions for a wide range of risks, including catastrophe-exposed locations, frame construction, renovations, hospitality properties, energy operations, and more.
Absolutely. We cover upstream, midstream, downstream, utilities, solar, and other energy sectors, with tailored property solutions that evolve with the industry.
Yes. We design comprehensive, cost-effective property insurance solutions for municipalities, government agencies, educational institutions, and other public entities.
Yes. Our builders risk and construction property solutions protect projects of all sizes—from renovations to large developments—against job-site losses.
Parametric insurance helps address catastrophe-driven risks that don’t involve direct physical damage, offering products such as flood coverage designed for specific needs like golf courses.
We offer inland marine and transportation coverage for truck fleets, rail, container shipping, and aviation, ensuring valuable cargo is protected from origin to destination.
Building Comprehensive General Liability Protection for a Multi-State Construction Firm.
A multi-state hospitality group operating hotels, restaurants, and entertainment venues struggled to secure liability coverage after multiple liquor-related claims caused their prior carrier to non-renew. With significant ongoing exposure and the need for broad protection, the client required a creative program structure that addressed both liquor liability and general casualty risks.
Pantheris worked with carrier partners to design a layered solution that provided adequate limits while keeping the program cost-effective. By leveraging deep industry expertise and strong market relationships, Pantheris successfully placed coverage that other insurers had declined.