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Condo Insurance.
“We believe in simplicity without compromise —insurance made clear, coverage made certain.”
Protection designed to complement your association’s master policy.
Condo Insurance provides essential coverage for unit owners, filling the gaps not covered by an association’s master policy. Programs are structured to protect interior finishes, personal property, and personal liability, as well as provide coverage for loss assessments or improvements made to the unit. With access to top-rated carriers and tailored options, coverage is customized to fit the unique needs of condo owners—ensuring peace of mind and seamless protection from floor to ceiling.
Condo Insurance Areas of Specialty.
Coverage designed for owners in large residential buildings, protecting interior improvements, fixtures, and personal property not covered by the association’s policy.
Programs that address both shared walls and individual structural elements, ensuring full protection where ownership responsibilities overlap with the association.
Tailored coverage with higher limits for premium finishes, fine furnishings, and valuables—offering the elevated protection luxury condo owners expect.
Flexible coverage for properties used seasonally, providing year-round protection even when the unit is unoccupied for extended periods.
Programs structured for units used as rental properties, protecting the owner’s interests against liability, property damage, and loss of rental income.
Coverage for units in hurricane, flood, or wildfire zones, combining property protection with specialized carrier expertise in high-risk areas.
We offer coverage solutions across industries, from construction and transportation to healthcare and hospitality.
Every policy is structured to match the unique exposures and needs of each client.
Strong carrier relationships allow us to place even the most complex casualty risks.
You have questions, we have answers.
We provide solutions for a wide range of risks, including catastrophe-exposed locations, frame construction, renovations, hospitality properties, energy operations, and more.
Absolutely. We cover upstream, midstream, downstream, utilities, solar, and other energy sectors, with tailored property solutions that evolve with the industry.
Yes. We design comprehensive, cost-effective property insurance solutions for municipalities, government agencies, educational institutions, and other public entities.
Yes. Our builders risk and construction property solutions protect projects of all sizes—from renovations to large developments—against job-site losses.
Parametric insurance helps address catastrophe-driven risks that don’t involve direct physical damage, offering products such as flood coverage designed for specific needs like golf courses.
We offer inland marine and transportation coverage for truck fleets, rail, container shipping, and aviation, ensuring valuable cargo is protected from origin to destination.
Customizing Coverage for a High-Rise Condo Owner with Unique Interior Upgrades.
A condo owner in a luxury high-rise discovered that their building’s master policy did not cover custom finishes, upgraded fixtures, or built-in technology systems within their unit. After a water leak from an adjacent unit caused damage, the owner learned their coverage limits were insufficient to restore their interior to its original quality.
Through a detailed policy review and coordination with the condo association’s insurance requirements, a tailored unit-owner policy was developed to extend protection to all interior upgrades, personal property, and liability exposures. The placement included increased coverage limits, loss assessment protection, and full replacement cost for high-end finishes. The result was a seamless solution that bridged the gap between the master policy and the owner’s true risk—ensuring full recovery without compromise.