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Live Sciences.
“We believe insurance should adapt to the pace of business, not hold it back.”
Specialized Insurance Solutions for the Life Sciences Industry.
The life sciences sector faces complex risks that evolve with innovation—from research and development to clinical trials and product distribution. Each stage requires precision coverage that addresses regulatory requirements, product safety, and liability exposures.
With access to specialized life sciences markets and technical expertise, insurance programs are structured to support biotech firms, pharmaceutical companies, and medical device manufacturers—protecting innovation, investment, and integrity every step of the way.
Life Sciences Areas of Speacialty.
Comprehensive coverage for R&D operations, clinical trials, and commercial production addressing product liability and professional exposures.
Programs designed for both diagnostic and therapeutic devices, covering manufacturing, product recall, and global distribution risks.
Tailored protection for organizations conducting trials on behalf of sponsors, including professional liability and contractual coverage.
Solutions for drug developers and distributors covering regulatory risk, contamination, supply chain disruption, and product efficacy liability.
Coverage structured for supplement and wellness product companies addressing labeling, compliance, and product safety concerns.
Programs protecting against errors in formulation, contamination, or testing that could impact product integrity and client outcomes.
Insurance solutions supporting academic and private research facilities, covering property, liability, and intellectual property exposures.
Tailored protection for companies integrating technology into healthcare, addressing professional liability, cyber, and data security risks.
Our team leverages industry data and advanced modeling tools to evaluate project exposures and cost drivers—delivering more accurate risk assessments and competitive pricing for complex construction operations.
From managing builder’s risk claims to resolving contractor liability disputes, our specialists engage early and advocate throughout the process to ensure efficient resolution and minimal disruption to ongoing projects.
Access to legal and contractual support helps clients navigate hold harmless agreements, certificates of insurance, and state compliance—protecting both contractors and project owners before work begins.
You have questions, we have answers.
We provide solutions for a wide range of risks, including catastrophe-exposed locations, frame construction, renovations, hospitality properties, energy operations, and more.
Absolutely. We cover upstream, midstream, downstream, utilities, solar, and other energy sectors, with tailored property solutions that evolve with the industry.
Yes. We design comprehensive, cost-effective property insurance solutions for municipalities, government agencies, educational institutions, and other public entities.
Yes. Our builders risk and construction property solutions protect projects of all sizes—from renovations to large developments—against job-site losses.
Parametric insurance helps address catastrophe-driven risks that don’t involve direct physical damage, offering products such as flood coverage designed for specific needs like golf courses.
We offer inland marine and transportation coverage for truck fleets, rail, container shipping, and aviation, ensuring valuable cargo is protected from origin to destination.