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Flood Insurance.
“We believe that doing right by our clients isn’t a goal — it’s our baseline.”
Specialized coverage for one of the most common and costly risks.
Flood Insurance provides protection against losses caused by rising water, storm surge, and heavy rainfall—events typically excluded from standard homeowners and property policies. Whether required by lenders or chosen as an added safeguard, coverage is designed to protect the structure, contents, and financial stability of the insured. With access to both private markets and the National Flood Insurance Program (NFIP), tailored solutions deliver dependable protection for properties of all types and locations.
Flood Insurance Areas of Specialty.
Coverage for homes and businesses exposed to storm surge and tidal flooding, offering higher limits and flexible options beyond standard NFIP policies.
Protection for primary and secondary residences against damage caused by heavy rain, flash floods, or rising water—helping homeowners recover quickly after severe weather events.
Programs designed to safeguard offices, retail spaces, and warehouses from costly flood-related repairs, business interruption, and equipment loss.
Coverage tailored for condo owners and associations, providing structure and contents protection while complementing master policy requirements.
Flood solutions for landlords and investors, ensuring continued income and asset protection even after major water damage or loss.
Specialized coverage options for properties located in FEMA-designated flood zones, combining federal and private solutions to maximize protection.
We offer coverage solutions across industries, from construction and transportation to healthcare and hospitality.
Every policy is structured to match the unique exposures and needs of each client.
Strong carrier relationships allow us to place even the most complex casualty risks.
You have questions, we have answers.
We provide solutions for a wide range of risks, including catastrophe-exposed locations, frame construction, renovations, hospitality properties, energy operations, and more.
Absolutely. We cover upstream, midstream, downstream, utilities, solar, and other energy sectors, with tailored property solutions that evolve with the industry.
Yes. We design comprehensive, cost-effective property insurance solutions for municipalities, government agencies, educational institutions, and other public entities.
Yes. Our builders risk and construction property solutions protect projects of all sizes—from renovations to large developments—against job-site losses.
Parametric insurance helps address catastrophe-driven risks that don’t involve direct physical damage, offering products such as flood coverage designed for specific needs like golf courses.
We offer inland marine and transportation coverage for truck fleets, rail, container shipping, and aviation, ensuring valuable cargo is protected from origin to destination.
Securing Comprehensive Flood Coverage for a Coastal Homeowner.
A homeowner with a waterfront property in a high-risk flood zone faced limited options after their previous insurer reduced coverage and increased deductibles following recent storm losses in the area. The property’s elevated exposure required a solution that went beyond the standard NFIP limits to fully protect both the structure and valuable contents.
By combining NFIP coverage with a private excess flood policy, a comprehensive program was developed to extend protection limits, include replacement cost on contents, and reduce waiting periods for coverage activation. The placement ensured seamless protection through hurricane season, providing the homeowner with confidence that their property and investments were fully safeguarded against future flooding events.