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Commercial Auto.
“Our foundation is built on responsibility — to our clients, our partners, and the work we do every day.”
Comprehensive auto protection through trusted carrier partnerships.
Commercial Auto Insurance protects businesses against the financial impact of vehicle-related accidents, injuries, and property damage. Whether managing a single vehicle or an entire fleet, coverage is structured to address the full range of risks associated with commercial transportation. With access to top carriers and industry expertise, programs are designed to deliver stability, compliance, and peace of mind on and off the road.
Casualty areas of specialty.
Coverage designed to protect fleets, trucks, and service vehicles transporting equipment, materials, or crews to and from job sites—addressing auto liability, physical damage, and hired/non-owned exposures.
Tailored auto programs for companies operating in the energy sector, covering vehicles used in drilling, servicing, and distribution, with special attention to high-risk routes and remote locations.
Specialized coverage for firms transporting waste, remediation materials, or hazardous substances—addressing pollution liability, cleanup costs, and regulatory compliance.
Protection for vehicles used by clinics, mobile health units, and medical transport providers, ensuring continuous coverage for staff, patients, and essential equipment in transit.
Programs that safeguard shuttle fleets, catering vehicles, and transportation services associated with hotels, venues, and entertainment operations.
Comprehensive coverage for delivery fleets and logistics operations transporting raw materials and finished goods—protecting against accidents, property damage, and downtime.
Auto insurance programs for municipalities, schools, and public organizations covering maintenance fleets, official vehicles, and public transportation units.
Protection for vehicles used in property management, maintenance, and development—addressing both owned and hired auto exposures.
Pantheris specialists expertly arrange coverage for a broad spectrum of complex transportation risks, from long- and short-haul trucking to commercial auto, medical transport, rideshare, and beyond.
Customized solutions for unique or high-exposure auto risks, including non-standard fleets, seasonal operations, and mixed-use vehicles.
We offer coverage solutions across industries, from construction and transportation to healthcare and hospitality.
Every policy is structured to match the unique exposures and needs of each client.
Strong carrier relationships allow us to place even the most complex casualty risks.
You have questions, we have answers.
We provide solutions for a wide range of risks, including catastrophe-exposed locations, frame construction, renovations, hospitality properties, energy operations, and more.
Absolutely. We cover upstream, midstream, downstream, utilities, solar, and other energy sectors, with tailored property solutions that evolve with the industry.
Yes. We design comprehensive, cost-effective property insurance solutions for municipalities, government agencies, educational institutions, and other public entities.
Yes. Our builders risk and construction property solutions protect projects of all sizes—from renovations to large developments—against job-site losses.
Parametric insurance helps address catastrophe-driven risks that don’t involve direct physical damage, offering products such as flood coverage designed for specific needs like golf courses.
We offer inland marine and transportation coverage for truck fleets, rail, container shipping, and aviation, ensuring valuable cargo is protected from origin to destination.
Enhancing Auto Coverage for a Multi-Location Dealership Group.
An auto dealership group with several retail locations was struggling to maintain affordable coverage after multiple on-lot and test-drive claims increased loss frequency. Their prior program lacked proper segmentation between dealer-owned vehicles, customer test drives, and service department loaners—resulting in inefficient pricing and limited carrier options.
Through market collaboration and a detailed risk analysis, a new commercial auto program was structured to separate coverage by vehicle use, improve reporting accuracy, and align deductibles with actual exposures. By leveraging strong carrier relationships and data-driven underwriting, the dealership secured broader protection, stabilized premiums, and gained a more sustainable long-term insurance framework